At a glance:
- 353 763 Principal members
- 727 041 Total beneficiaries
- 62 000 new principal members added last year
- 18.7% chronic profile
- Average age of beneficiary: 35.5
- Average age of new members is 13 years younger than existing members
- R8.8 billion in reserves
- 41.3% solvency ratio
- AA+ Credit rating
Plans
Bonitas offers a wide range of plans that are simple and easy to understand. There are 15 options in five categories: Savings, traditional, hospital, Edge (virtual) and income-based.
Increases
- The average increase, across all plans, is 6.9%
- The risk contribution on Primary, Primary Select, BonSave, BonFit Select, BonEssential, BonEssential Select, BonStart, BonStart Plus and BonCap is 6%
- These options contribute to over 70% of new business
- 227 000 members will experience an increase below CPI – approximately 65% of our membership
- Plan increases range from 2.7% to 9.6%
- Increased savings, for BonSave it’s an increase of 25%
Note: Contributions from January 2024
| Name of plan | Type of plan | Main
member |
Adult
member |
Child
member |
%
increase |
| BonComprehensive | Savings | R9 853 | R9 292 | R2 006 | 9.6% |
| BonClassic | Savings | R6 732 | R5 780 | R1 662 | 9.6% |
| BonComplete | Savings | R5 359 | R4 293 | R1 455 | 9.6% |
| BonSave | Savings | R3 447 | R2 671 | R1 032 | 6.8% |
| BonFit Select | Savings | R2 295 | R1 719 | R 772 | 2.7% |
| BonStart | Edge | R1 378 | R1 378 | R1 378 | 3% |
| BonStart Plus | Edge | R1 754 | R1 668 | R 773 | 3% |
| Standard | Traditional | R4 922 | R4 267 | R1 444 | 8.4% |
| Standard Select | Traditional | R4 448 | R3 849 | R1 302 | 8.4% |
| Primary | Traditional | R2 993 | R2 341 | R 952 | 7.2% |
| Primary Select | Traditional | R2 619 | R2 048 | R 832 | 7.2% |
| Hospital Standard | Hospital | R2 964 | R2 497 | R1 127 | 8.4% |
| BonEssential | Hospital | R2 287 | R1 690 | R 739 | 7.1% |
| BonEssential Select | Hospital | R1 998 | R1 464 | R 659 | 6.7% |
| BonCap
New and revised income bands |
Income-based | 5.5% | |||
| R0 to R10 680 | R1 430 | R1 430 | R 673 | ||
| R10 681 to R17 330 | R1 745 | R1 745 | R 802 | ||
| R17 331 to R22 541 | R2 813 | R2 813 | R1 064 | ||
| R22 542+ | R3 453 | R3 453 | R1 310 |
What’s new?
- Mental Health: Due to a 25% increase in the number of mental health hospital admissions, the mental health programme has been included on all plans for 2024.
- Depression has also been added as a chronic condition on 11 plans
- The mental health app – Panda – is a free to download mental health and wellness mobile app available to all members
- Hearing: As part of the audiology programme, free online hearing screenings have been introduced
- DBC Back and neck programme: A physiotherapy network has been established
- Oncology: Increased specialised drug benefit on BonClassic, BonComprehensive, Standard and Standard Select
- International bone marrow searches allowed
- Introduction of a Be Better Benefit, paid from risk for a range of screening tests and benefits to allow for early detection (all plans except BonCap)
- An annual wellness screening (blood pressure, blood glucose, BMI, cholesterol)
- Flu vaccines
- HIV
- Lipograms
- Mammograms
- Pap smears
- Prostate screening
- Pneumococcal vaccine
- Whooping cough boosters
- HPV vaccines
- Stool tests for colon cancer
- Dental fissure sealants
- Online hearing screening
- Contraceptives
- Pharmacy network: Over 4 000 pharmacies to choose from including all Clicks, Dischem and Medirite branches
- HPV vaccine has been extended to all plans. 2 doses for females aged 9 to 14 years and 3 doses for females aged 15 to 26 years per lifetime
- HIV+ members: An annual test for HIV+ members who had a positive cytology test, as well as a choice between the 3-yearly basic cytology test or a 5-yearly HPV PCR test
- The Benefit Booster has been adjusted according to utilisation (10% monetary increase on 8 plans). The only benefit in the market which provides members with access to an additional amount to use for out-of-hospital expenses at no extra cost – effectively giving savings and day-to-day benefits a healthy boost
- Covers everything from additional GP consultations to acute medicine.
- Increased the child dependant age to 24 years, not just for students
- Partnered with What’s Up Doc: An innovative patient-driven WhatsApp service that allows doctors on the BonCap network to engage with members more easily – sharing prescriptions, blood test results, specialist referrals, etc – it’ll improve care coordination
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