Bonitas – innovation, life stages and quality care

How to choose the right medical cover in 2026

As medical schemes unveil their 2026 product ranges, South Africans face a recurring challenge. Too many options, too much jargon and the risk of choosing a plan that doesn’t fit is a reality many medical aid seekers are all too familiar with. With contribution increases averaging between 8% and 9% across the industry, getting the right balance between affordability and protection is more important than ever. “Medical aid should feel like a safety net, not a financial burden,” says Lee Callakoppen, Principal Officer at Bonitas Medical Fund. “The key is choosing a plan that works for your life and unique circumstances and understandably this is where most people get stuck.” Step one: Understand your health reality Before comparing plans, take stock of you and your family’s healthcare needs. A young, healthy individual may manage well with a hospital plan, while a family or someone living with a chronic condition may need comprehensive cover. Consider whether you rely on chronic medication, how often you see a doctor, and whether you have any upcoming procedures. Industry trends show that schemes are tailoring their products to different life stages. For instance, Bonitas’ 2026 range introduces BonCore, a digitally enabled hospital plan with day-to-day GP funding aimed at younger members, and BonPrime, which adds a savings component to improve flexibility. These reflect a broader move towards personalisation and digital access in medical aid. Step two: Compare hospital plans and comprehensive cover Many South Africans still misunderstand the difference between these two main options. Hospital plans cover costs only once you are admitted, while comprehensive plans include day-to-day benefits such as GP visits, medication, dentistry and optometry. Cheaper hospital plans might seem appealing but can lead to high out-of-pocket expenses for everyday care. Comprehensive cover, although pricier, may provide better long-term value. Step three: Check provider networks and access to care Not all medical aids give you access to the same hospitals, doctors, or specialists. Before signing up, confirm that your preferred healthcare providers are part of the scheme’s network, especially if you live outside major cities. Using out-of-network doctors often results in co-payments or full out-of-pocket charges. In 2026, several schemes have expanded digital health access, allowing members to consult virtually or through telemedicine platforms. “Bonitas has strengthened its virtual care options and preventative screening network to support early detection and intervention,” says Callakoppen, an approach gaining traction across the sector. Step four: Understand premiums, co-payments and limits It’s tempting to focus only on the monthly premium, but every plan structures its benefits differently. Some lower-priced options carry higher co-payments or strict limits on certain treatments, such as maternity, dentistry or mental health. Reading the benefit guide closely can help avoid unpleasant surprises later. “Out-of-pocket costs can add up quickly,” says Callakoppen. “We’ve seen how members who only compare premiums often end up paying more in the long run.” Bonitas’ own 2026 increases average 8.8%, with certain plans kept below that to maintain accessibility, reflecting broader industry efforts to balance affordability and sustainability. Step five: Consider additional benefits and value-added services Wellness and preventative benefits are becoming central to private healthcare. Schemes are expanding offerings such as mental health support, maternity benefits and chronic disease programmes, with many also providing access to virtual consultations and wellness apps that reward healthy living. One in three South Africans is likely to experience a mental health condition in their lifetime, which has driven several funds to increase cover in this area. For example, Bonitas has made depression a covered chronic condition and now offers access to mental health support via the October Health app. While these value-added services shouldn’t replace core cover, they can make a noticeable difference in daily wellbeing and encourage proactive healthcare management. Step six: Review your cover regularly Life changes and your medical aid should too. Whether you’re planning to start a family, switch jobs or are managing a new condition, reviewing your plan each year ensures it still fits your needs. A registered broker can help compare plans across different schemes, and their services are free to consumers. “Too many people stay locked into outdated plans because switching feels overwhelming,” says Callakoppen. “It’s worth taking the time to reassess to ensure your cover evolves as your circumstances do.” As the 2026 medical aid season is in full swing, the choice can feel daunting. But a little homework and the right expert advice can turn it into an empowering process. Understanding your health needs, your budget and how benefits actually work will help you make a decision that provides real peace of mind.

Dr Raphaela Itzikowitz

Making Play Meaningful: Simple Ways to Connect and Support Your Baby’s Development Through Everyday Moments

Picture this: the kettle is boiling, your baby is wriggling on the mat, and you start humming a tune without thinking. They look up, catch your eye, and smile. In that tiny moment, something extraordinary is happening inside their brain. What’s happening in that shared glance is pure brain magic. When your baby locks eyes with you and responds to your tune, their brain is busy wiring up networks for language, emotional regulation, and social connection. The rhythm of your voice activates their auditory and emotional centres, while the shared gaze triggers the “social brain” – regions like the prefrontal cortex and temporal areas that help us understand and respond to others. At the same time, tiny bursts of oxytocin (the bonding hormone) strengthen feelings of safety and connection. These repeated micro-moments literally shape how their brain grows – laying the foundations for communication, trust, and learning later on. So that simple sing-song moment isn’t small at all; it’s brain-building in action. The most powerful developmental tools aren’t found in expensive toys or perfectly planned sensory activities. They’re tucked into your daily routines — the nappy changes, the kitchen chats, the songs you hum in the car. As a neurodevelopmental paediatrician, I see it every day: everyday moments build extraordinary children, if they are deliberate and consistent. Its similar to “focusses” on the working muscle group in the gym. Setting an intention for an interaction rather than mindlessly rolling through routines makes all the difference. And with little ones it’s so easy – you just to switch on your awareness.  Why Everyday Moments Matter From birth, your baby’s brain is making millions of new connections every second. These connections strengthen through repeated, emotionally warm experiences. When you respond to your baby’s gaze, mirror their coos, or share a laugh, you’re not just bonding – you’re laying down the neural architecture for everything that follows. These early interactions shape circuits for social connection, language, sensory processing, and self-regulation. They form the brain’s blueprint for how to love, learn, and engage with the world. The Four Developmental Domains Play is not a single skill – it’s the intersection of multiple areas of development. Understanding these domains helps parents notice growth in the everyday. Turning the Ordinary into Extraordinary 1. Talk Your Day Your voice is your baby’s favourite sound. Narrate what you’re doing in a warm, rhythmic tone. “I’m opening the cupboard. Here’s the red cup!” This simple running commentary builds vocabulary and helps your baby make sense of their world. 2. Pause and Wait After a sound, expression, or gesture — stop. Give your baby a beat to respond with a coo, a smile, a gaze. These back-and-forth forms the foundation of conversation. The pause is where the magic happens. 3. Everyday Objects are the Best Toys A spoon becomes a drumstick. A box, a racing car. A towel, a game of peek‑a‑boo. When you follow your baby’s curiosity, you’re sparking problem‑solving, motor skills, and creativity – no batteries required. 4. Engage All the Senses Let your baby feel warm water, smell cinnamon, watch leaves dance in the wind. These safe, predictable sensory adventures teach the brain how to organise information – a critical skill for emotional regulation and attention later on. 5. Routines as Rituals Bedtime, feeding, getting dressed – these can become emotional anchors. A little rhyme, a predictable song, the same gentle sequence each time. Repetition isn’t boring for a baby – it’s how their brain wires for security and learning. When to Play: Natural Windows You don’t need hour‑long sessions or complicated setups. The magic is in short, meaningful bursts sprinkled through the day: Two or three minutes of attuned, joyful interaction repeated throughout the day creates a powerful cumulative effect. Connection Over Perfection Babies don’t need flashcards. They need you. Your face, your voice, your presence. Some days will be messy. You’ll be tired. You’ll miss moments. That’s okay, and it’s the most appropriate developmental mirror for your little one. Through your normal range of emotions, your child will learn to be comfortable with the full spectrum of what it means to be human. What matters is the overall pattern of warmth and responsiveness, even when we are not our best selves.  Regulated variability keeps babies interested. Take-Home Tips In Summary Every cuddle, glance, song, and playful moment is sculpting your baby’s brain. When play is woven into daily life, it becomes effortless, and profoundly impactful. You don’t have to do more. You just have to be present.

DIBBER SA

Helping Children Navigate Change: Dibber Shares Guidance for Smooth School Transitions

As the school year winds down across South Africa, parents often reflect on their child’s growth while preparing for the next phase of their learning journey. Transitions – from one class to another, or from preschool to Grade R – can bring a mix of excitement, nervousness, and uncertainty for young children. According to Ursula Assis, Country Director of Dibber International Preschools South Africa, helping children through these changes requires a balance of stability, empathy, and celebration. “Transitions are a natural part of growing up, and when handled with patience and consistency, they help children build confidence and adaptability,” says Assis. “At Dibber, we guide families to embrace change as an opportunity for growth rather than disruption.” Here are six simple yet effective ways parents and caregivers can support their children as the academic Year comes to a close: 1. Keep Routines Steady Children thrive on predictability, especially when everything else feels uncertain. Maintaining regular mealtimes, nap schedules, and bedtime routines provides a sense of security. “Simple routines like morning walks, watering the garden, or reading before bed offer structure and reassurance,” says Assis. 2. Celebrate the Season The South African summer brings sunshine, holidays, and togetherness. Families can mark the transition from school to vacation with meaningful rituals, such as a braai, a visit to grandparents, or a picnic in the park. Talking about upcoming holidays helps children connect change with something positive and familiar. 3. Reflect on the Year Together Encouraging reflection builds emotional awareness. Parents can ask gentle questions such as, “What was your favourite part of school?” or “What new things did you learn?” Creating a scrapbook or drawing favourite school memories makes this reflection visual and fun. “Acknowledging how far children have come fosters pride and resilience,” adds Assis. 4. Show Appreciation for Teachers A simple act of gratitude – like a handmade card, drawing, or small bunch of flowers -can mean the world to educators. “Expressing thanks teaches children empathy and appreciation,” says Assis. “It also strengthens the bond between families and educators, which is central to a child’s sense of belonging.” 5. Celebrate Achievements, Big and Small Recognising milestones, whether learning to count, tie shoelaces, or make a new friend, helps children feel capable and confident. Parents can create a ‘Proud Board’ at home, displaying drawings, photos, or small notes celebrating the Year’s successes. 6. Partner with Teachers for a Smooth Transition Before term-end, parents are encouraged to connect with teachers for feedback on both social and academic progress. “Teachers can highlight areas to support over the holidays,” says Assis. “This partnership ensures continuity and prepares children emotionally and developmentally for the next stage.” As the Year concludes, Dibber reminds parents that transitions are not just about change; they’re about growth, reflection, and connection. “When families slow down and engage meaningfully in this process,” concludes Assis, “children not only adjust more easily but carry forward the confidence and curiosity they need for lifelong learning.”

Vital Baby

Co-Sleeping, Cribs, or Sleep Training — What Works Best?

If there’s one topic guaranteed to spark debate at every baby shower, moms-and-tots group, or family WhatsApp chat, it’s sleep. Should babies co-sleep in the family bed? Should they start in a crib from day one? And what about sleep training — is it kind, or is it cruel? Ask ten parents, and you’ll likely get ten different answers. But what do the experts say, and how do these choices affect a baby’s development long-term? “Sleep is such an emotional subject because it affects the whole family,” says Sr Londe, independent midwife and trusted advisor to Vital Baby South Africa. “There’s no one-size-fits-all solution. What’s important is balancing safety, bonding, and rest — for both baby and parents.” Option 1: Co-Sleeping Co-sleeping — sharing a bed with your baby — is popular worldwide, especially in cultures that value close family bonds. Many parents say it makes night feeds easier and helps babies feel secure. Pros: Promotes bonding, easier breastfeeding, may help babies settle faster.Cons: Safety concerns (risk of suffocation or overheating), disrupted sleep for parents, harder to transition baby to their own bed later. Sr Londe explains: “If parents choose to co-sleep, it’s vital to follow safety guidelines — like keeping pillows and blankets away from the baby and ensuring no one in the bed has consumed alcohol or medication that causes drowsiness.” Option 2: Crib or Cot Sleeping Many sleep experts recommend placing babies in their own crib or cot in the parents’ room for the first six months. This offers closeness without the risks of bed-sharing. Pros: Lower risk of suffocation, easier for parents to move freely, sets early sleep boundaries.Cons: Night feeds may feel more disruptive, some babies resist being apart from mom. “Room-sharing in a crib is a safe and balanced choice,” says Sr Londe. “It allows for quick response at night while giving baby a dedicated, safe sleep space.” Option 3: Sleep Training Sleep training methods range from gentle routines (like bedtime rituals and gradual settling) to structured approaches (like controlled crying). The goal is to help babies learn to fall asleep on their own. Pros: Can improve sleep quality for the whole family, helps babies develop self-soothing skills.Cons: Controversial, as some parents worry about stress or attachment issues. Sr Londe notes: “When done gently and consistently, sleep training can be effective and doesn’t damage the parent-child bond. It’s about finding the right approach for your baby’s temperament and your family’s values.”  Here’s the secret: there is no single “best” method. What works for one family may be unthinkable for another. The golden rules? “Parents often feel pressured by what they read online or hear from relatives,” says Sr Londe. “But the truth is, the best sleep method is the one that keeps baby safe and allows your family to function with as much rest as possible.” Research shows that babies can thrive whether they co-sleep, crib-sleep, or sleep-train — as long as their emotional and physical needs are met. What matters most is a loving, responsive environment. “Don’t get stuck in the comparison game,” Sr Londe adds. “Your baby’s sleep journey will be unique — and that’s okay.”

Cartoonito

Story Time Sundays: Cartoonito’s Marathon of Fun for the Whole Family!

Get ready for non-stop fun every Sunday with Story Time on Cartoonito! 🎉 Join your favourite characters—Mr. Bean, Zig & Sharko, Masha & the Bear, Grizzy & the Lemmings, and Lamput—for a marathon of laughter, adventures, and heartwarming moments that the whole family can enjoy together. From silly antics to exciting escapades, every episode is packed with fun that preschoolers and kids of all ages will love. Make Sunday afternoons special with Story Time—perfect for family bonding over shows everyone can enjoy. Premiere: ⏰Sunday, 9 November 2025Tune-In: 📺 Sundays @ 13:30 CAT on Channel 302

Educ8 SA

Educ8 SA: How the Education System Is Changing for the Better

Education is often described as the great equaliser — the tool that gives every child, regardless of background, a fair chance at a brighter future. Yet, for decades, traditional education systems have struggled to live up to that promise. Overcrowded classrooms, rigid curricula, under-resourced teachers, and outdated assessment methods have left millions of students behind, especially in developing regions where inequality is most pronounced. But the tide is turning. Around the world, education is evolving — and not just in form, but in philosophy. The future of learning is no longer about rote memorisation or standardised testing; it’s about nurturing creativity, adaptability, emotional intelligence, and real-world problem solving. The education system, once resistant to change, is now in the midst of one of its most exciting transformations in history. 1. Personalised Learning Is Replacing One-Size-Fits-All Every child learns differently. Some thrive through visual learning, others through hands-on experimentation, and still others through discussion or movement. For much of modern education, this individuality was ignored in favour of uniform instruction — but today’s technologies and pedagogical advances are changing that. Artificial intelligence, adaptive learning platforms, and project-based curriculums are allowing teachers to tailor learning experiences to each child’s strengths, pace, and passions. Instead of forcing students to fit into a rigid mould, education is now being shaped around them. In forward-thinking schools and home education platforms, personalised learning plans are helping students grasp complex topics at their own speed while encouraging deeper understanding. Learners who once struggled to keep up are now flourishing when given the chance to learn differently — and that change is redefining what success looks like. 2. The Rise of Hybrid and Home-Based Learning The COVID-19 pandemic accelerated the shift toward flexible learning like nothing before. When schools around the world closed, families and educators were forced to reimagine how learning could happen beyond classroom walls. What began as a crisis response soon revealed something profound — children can thrive outside traditional school systems when given structure, support, and freedom. Hybrid models, where students combine classroom time with home-based or online learning, are now seen as one of the most effective ways to balance academic rigor with emotional well-being. Home education, once considered unconventional, has grown exponentially — especially in countries like South Africa and Ghana, where parents are seeking safe, values-based, and quality alternatives for their children. Parents have discovered that learning at home or in smaller, flexible settings can create space for curiosity, family connection, and life skills — qualities that often get lost in the pressure of traditional schooling. Educational platforms like Educ8 SA, for example, are helping families navigate this shift by offering accredited programs, personalised tutor support, and community engagement that bridges the gap between home and formal education. 3. Digital Tools Are Creating Access and Opportunity Perhaps the most transformative change in education is how digital technology has democratised access. What was once a privilege of the few — quality learning materials, top-tier teachers, or global educational content — is now available to anyone with an internet connection. Online classrooms, open-source textbooks, and digital learning tools are empowering students from rural villages to global cities alike. Children in underserved communities can now watch world-class science demonstrations, join global discussions, and access university-level resources. For Africa in particular, this shift is revolutionary. Educational inequality — historically driven by limited infrastructure — is being challenged by mobile learning and affordable digital platforms. Governments, NGOs, and private innovators are collaborating to ensure connectivity and devices reach more learners, while educators are being trained to integrate technology meaningfully into lessons. The digital divide still exists, but the momentum toward inclusion is unmistakable. Technology, when used wisely, is not replacing teachers — it’s amplifying their reach and impact. 4. Emotional Intelligence and Soft Skills Take Center Stage The workforce of the future demands far more than academic knowledge. Employers are looking for problem solvers, collaborators, and creative thinkers — people who can communicate effectively, show empathy, and adapt to change. Modern education systems are finally reflecting this reality. Around the world, schools are placing greater emphasis on social-emotional learning (SEL), teaching children how to manage their emotions, build resilience, and work harmoniously with others. Lessons in empathy, community service, mindfulness, and teamwork are becoming core components of curricula. Educators are recognising that emotional well-being is not a “nice-to-have” — it’s essential to long-term success. A confident, emotionally aware learner is far more likely to thrive both academically and personally. 5. Skills for the Real World: From Coding to Creativity The global economy is changing fast, and education is catching up. No longer confined to textbooks, modern learning is increasingly focused on real-world application. Coding, entrepreneurship, environmental science, and design thinking are being introduced to students at younger ages. Children are encouraged to solve real community problems — to build apps, plant gardens, start mini-businesses, and engage in local sustainability projects. This shift from passive consumption to active creation helps learners see education not as something done to them, but as something for them. It instills purpose and agency, preparing them not only for jobs that exist today but for the ones that don’t yet exist. 6. Teachers as Mentors, Not Just Instructors In the traditional system, teachers were seen as the ultimate source of knowledge. But in today’s world — where information is available at the tap of a screen — the teacher’s role is evolving. Educators are now mentors, facilitators, and guides. Their mission is less about transferring facts and more about nurturing critical thinking, guiding curiosity, and building character. Many teachers are embracing this transformation wholeheartedly, using creative approaches to connect with their students and inspire a love for learning. Professional development programs and new education technologies are helping them adapt, ensuring they remain at the heart of the education revolution. 7. Inclusion, Equity, and Lifelong Learning Another encouraging change is the global movement toward inclusive education. Schools and learning institutions are becoming more aware of diverse learning needs — from neurodiversity to

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