Advice Column, Lifestyle, Money, Parenting

Loyalty cards, a grocery app and a website to help you save money every month

  • Wendy Offer Designs
  • Category Advice Column, Lifestyle, Money, Parenting

Hi everyone, do you use loyalty cards when you shop? If not, you are missing out.

In this column I am going to give you some information about the loyalty cards available in South Africa. Unfortunately we as South African’s don’t have things such as clipping coupons and other amazing money saving programmes that they do in the USA, but slowly we are getting more and more loyalty programmes and if you are not making use of them you are missing out big time. 

Personally, the ones I use all the time are my Pick ‘n Pay Smart Shopper, Spar Rewards Card, Spar Loyaltykard and Clicks Club Card as those are the shops I frequent the most. I swipe them every time I shop no matter how little or how much I spend and I keep my points accumulating (if possible) until the Festive season where I use them to buy Christmas presents and help with my back to school stationery shopping. You will be surprised how many points accumulate over the year especially if you do not forget to swipe!  

I know I should be taking advantage of more programmes to save as much as I can every month so I decided to see what other programmes are out there and of course you my readers get to benefit too 😊

Here is info I have found for some of the top loyalty programmes in South Africa: 

Pick ‘n Pay Smart Shopper

The Pick n Pay Smart Shopper programme is one of the biggest loyalty programmes in South Africa. Smart Shoppers can earn points to spend or donate them. You earn 1 point for every R2 you spend. Every 100 points gets you R1. Points can be earned either by shopping at Pick n Pay stores, or at one of the Pick ‘n Pay partners such as BP, Europcar and Planet Fitness. Members can convert their points to cash and spend them at Pick n Pay stores or at their many partners. They can also convert their points to cash and donate them to charities supported by Pick n Pay.

Every two weeks Smart Shoppers can receive eight personalised discounts on different products they have previously bought and are automatically applied to the loyalty card after members download them from their Pick n Pay app

Pick n Pay has a Wine Club, Baby Club, and Pet Club where Smart Shoppers can earn more points and discounts for purchasing products relating to the clubs. Smart Shoppers can sign-up to these clubs for free. Smart Shoppers can join all three of these clubs and benefit from the additional points on offer.

For more information on the Pick ‘n Pay Smart Shopper programme visit:

Clicks Clubcard

Every time you swipe your Clicks ClubCard on a purchase over R10, you receive ClubCard points. Your points earn you Cash-back rewards. As long as you have earned a minimum of 100 points on your Clicks ClubCard, you will receive Cash-back rewards to spend. The amount of Cash-back you receive is dependent on how many points you accumulate in each qualifying period. 

Additional benefits of the Clicks ClubCard include 3-for-the-price-of-2 promotions, and bonus and double points on selected days. Also, if you have a Clicks or Discovery credit card, you qualify for 2 to 3 times the regular Cash-back rewards. You also earn points on your Clubcard by swiping it at any of their partner stores like Musica, Shell service stations, Sorbet, Courtyard, City Lodge and Town Lodge hotels, Netflorist, Nu Metro, SpecSavers etc. You also receive discounted movie tickets when swiping your ClubCard at a NuMetro Cinema.

For more information on the Clicks Clubcard click on this link:

Dis-Chem Benefits Programmes

At Dischem, you earn points with every purchase, provided the purchase is at least R10. The minimum purchase earns you 15 points. You can use your accumulated points to receive discounts at the till, as long as you have a minimum point balance of 675. For every 100 points, you receive R1 off your purchase at the till. Your Dis-Chem card gets you points on just about everything you buy; except for prescription medication. Although you do receive points on the dispensing fee and if you have Discovery medical aid, you can get cashback on certain other purchases. They also have a Dis-Chem baby program which allows you to receive a FREE nappy bag. You can also earn points on your benefit card by swiping it at any Total service station.

For more information on the Dis-Chem Benefits Programmes visit:

Woolworths WRewards

You will save up to 20% instantly on many items throughout the store, ranging from food to clothing to homeware, beauty and more! The more money you spend, the higher your status and the more benefits you will receive. There are three levels to WRewards. The more you spend, the more guaranteed rewards you will benefit from. You will start out on the Valued level, and Woolworths will review your status every quarter, upgrading your status automatically as you qualify for a higher level.

For more information on the Woolworths WRewards programme visit: wrewards/my-wrewards

Edgars Thank U Rewards

Earn Rewards every time you spend on your Edgars account at any Edgars, Edgars Home, Edgars Beauty, Jet or CNA store. Every 10 points = R1. Spend your rewards at Edgars, Edgars Home, Edgars Beauty and at over 1000 of their stores nationwide. You also receive a guaranteed birthday voucher and exclusive discounts throughout the year.  

Your account gives you access to a range of over 200 travel, lifestyle, education and health partners and you can pay using your Edgars account card. Shop across a wide range of stores from Edgars, Edgars Beauty, Edgars Home, CNA and Jet. Swipe your Edgars thank U account card and earn 150 Rewards for every litre of fuel you fill at Engen 1-Plus and 1-Stop sites. Edgars VIP and Edgars Life members earn 200 points for every litre of fuel.

For more information on the Edgars Thank U Rewards card visit: financial-services/why-get-an-edgars-thank-u-card

Checkers Xtra Savings

The Checkers Xtra Savings Programme gives customers extra cash savings on more than 1 000 products every month. You can save up to 25% on selected groceries instantly at the till by simply swiping your card. You do not accumulate points and there are no levels you get instant savings. You also stand a chance to WIN your shopping FREE with every swipe! Discounts are clearly marked in store, and every saving automatically reflects on your till slip.

For more information on the Checkers Xtra Savings Programme visit:

SPAR Rewards Programme

Join the Spar Regards programme and you get monthly electronic product coupons that will be redeemed automatically when you swipe your card or quote your cellphone number at tillpoints.

For more information on the Spar Rewards card visit:

SPAR My loyaltykard

This is a different card you get from the Spar you shop at most frequently. You can only use it at that specific Spar store. I have a loyaltykard for my local Edgemead Spar, but I also have signed up for the Spar Rewards programme which I can then use at ANY Spar too (BONUS!). You earn points for each R1 spent. 100 points = R1 in value. You get cash back off selected items and you will be entitled to special promotions.

For more information on the Spar My Loyaltykard visit:

OK Count On! Loyalty Card

OK card allows members to earn CashBack and not points. There are no complicated conversions to vouchers, as members accumulate a monetary balance and can use the card at any time as a method of payment at any participating store. 

When using your OK Count On! Card, you can load funds (Gift) onto the card to be spend at a later time. You earn rewards on every purchase made except for products which are on promotion or are exempted from earning rewards i.e. cigarettes which are not allowed to earn rewards by law. You can redeem and spend your earned rewards at any participating OK food stores in RSA and Namibia. You also get automatic entry to all OK competitions when purchasing participating products.

For more information on the OK Count On! Card visit:

Snap n Save Rewards App

With Snap n Save you get cash back when you shop in-store by sending in a picture of your till slip. First you go onto the snapnsave website and view all the offers available. Then you book the offers you will use before going to any major retailer and buying the items you have booked. Once done take a snapshot of your till slip showing you have indeed bought those items and send it to them and you get cash back. Once you’ve accumulated cash in your SnapnSave wallet (R50 minimum) you can cash out using various methods.

For more information on Snapnsave app visit:

Wuhu deals rewards website

Wuhu is a mobile coupon and rewards site where you can get up to 30% off Unilever brands, or get the value back in real-time rewards. How it works: Visit Wuhu Deals and select your nearest retailer to browse deals on offer. Once you have found a deal you would like then click on the GET THIS DEAL button to add it to your basket. Click on the VIEW MY BASKET button to check your DEALS before you get your coupon code. Your one-time coupon code is sent to your cellphone using our FREE SMS service. Present your coupon code at the till point and follow the cashiers instructions to redeem your mobile coupon. Your coupon code can only be used once, thereafter it will become invalid.

For more information on Wuhu deal rewards visit:

So there you have it, some of the biggest loyalty programmes in SA and just a little bit about why you should be signing up and using them! Let’s face it in these tough economic times every little cent we can save helps!

Until next time, Wendy

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