In fact, according to recent reports, 6 Android apps that were downloaded a staggering 90 million times from the Google Play Store were found to have been loaded with the PreAMo malware, while another recent threat saw 50 malware-filled apps on the Google Play Store infect over 30 million Android devices. Surveillance malware was also loaded onto fake versions of Android apps such as Evernote, Google Play and Skype.
History helps one understand the world by examining the struggles, failures and successes of our predecessors. Through this we learn how to examine ourselves and improve the world we live in. Studying History, equips us with all the qualities we require in a modern society: understanding, compassion & tolerance.
Have you noticed that we may be bringing up a generation of young people who feel so entitled to gifts, devices and whatever they desire, that gratitude is becoming a lost art? How often do you feel uncomfortable in choosing gifts for yours or other’s children because you know that the more affordable, ‘little’ things may result in a forced ‘thank-you’, or worse, a temper tantrum?
Dené worked hard and obtained her National Senior Certificate through Impaq at the end of 2012. She got accepted to the University of Pretoria and started her BA Drama in 2013. Dené has passed her master’s degree in Drama and Film Studies from UP with distinction – with the feedback that she achieved the highest mark in the department’s history! She shares her advice to current and future Impaq learners, parents, guardians, and tutors:
parents have come to (unconsciously) rely on the buying of material gifts to let their children know that they love them while not fully understanding the negative implications of these well-meaning gestures.” She adds that joy in receiving material gifts and especially if the gifts are guilt-driven is most often short-lived and children are all too frequently left feeling confused, alone, miserable and frustrated and, in some cases, even a bit depressed. You see, it is not the receiving of many material gifts that they seek!
Many of South Africa’s Matric learners are approaching their looming final examinations filled with dread and anxiety, in anticipation that they won’t do very well or, even worse, fail the most important assessment in their academic life so far.
The moment of truth has arrived for this year’s Grade 12s. With fewer than 100 days until the start of their final examinations, the Class of 2019 now has to pull out all the stops to ensure they achieve to their full potential, as their final results will play a decisive role in the options open to them in years to come.
Matric learners all over South Africa have the finish line in sight as the race to complete their schooling career nears its end. Cindy Glass, Director and Co-founder of Step Up Education Centres explains “There is no doubt that the upcoming Trial and Final exams can be a source of anxiety and stress for most, if not all, Grade 12 learners-and their parents! The task ahead can feel overwhelmingly challenging and the resulting fear-of-failure can and, too-often, does become counter-productive in the learning process.”
After their first semester and first major university exams, many first years are sitting with an unenviable conundrum – the realisation that they may not have made the best choice about what to study for the next 3 years of their life.
When you introduce the idea of camp to your children, the first reaction expected is of excitement, looking forward to making new friends, being away from home and new experiences. For some children, however, the idea of being away from home might be frightening and a cause of anxiety.
Imagine holding a big juicy orange in your hand. The fruit feels heavy and cool and you excitedly anticipate enjoying what it has ‘inside’. You know for sure that the orange, when squeezed, will only produce orange juice. You do not expect, nor will you receive, apple, pear or even grape juice, right? This is, of course because an orange only HAS orange juice inside to ‘give’.
Participation in university sports is highly regarded by future employers. In an increasingly competitive business world, progressive companies seek out young people with skills crafted both in the classroom and on the sporting field. Student athletes can gain corporate attention by showcasing their dedication to high performance and skills, this is often transferable in an office environment. “Whether a student is aiming to play a sport at a professional level or just play for fun during their university years, they can leverage their athletic abilities to land a top career after they graduate,” says Rebecca Pretorius, Country Manager for Crimson Education. The global education company assists young people to gain entry to universities in the United States and United Kingdom. Pretorius highlights some key skills that student athletes possess, which will benefit them in the working world: Resilience – businesses seek employees who can ride out the tough times and use failure as motivation to improve. Years of communicating effectively with coaches has seen athletes appreciate the benefits of constructive criticism. They understand the importance of effective communication and thrive on clear expectations. Team player – corporate recruiters look for young people who understand how to both take control and be effective followers. Athletes understand the importance of working together towards a common goal. Eye on the prize – athletes are achievement orientated. Most have practiced their sport since a young age and have developed a strong understanding of the psychological mindset of success. Efficiency – the time management and organisational skills learned by juggling academics and sporting practices translate into an employee who uses their time wisely, who performs well under stress and meets all required deadlines. Self-awareness – athletes are team members who bring their own set of skills to the table with an awareness of how their contribution compliments the input of others. This displays an understanding of how they will fit into company culture. “Success in sports boils down to finding the best fit university, having a good strategy and getting started early,” says Pretorius. With a specialised athletic division, Crimson Education assists learners by designing and helping to implement an admissions roadmap. This includes athletic campaigning to coaches, eligibility assessment, creating a recruitment video, and test preparation and tutoring to ensure that academic requirements are met. Helping applicants navigate admissions processes and campaign to coaches across all divisions has seen 100% of Crimson Education students gain access to universities on a sports scholarship. Students and parents who are inspired by the idea can attend one of the company’s information sessions by emailing [email protected].
Home education (or homeschooling) helps learners prepare for the real world as homeschool learners learn the art of self-study. Ravon Venter, an Impaq alumnus, says that studying through Impaq helped him develop better self-discipline. He also credits Impaq with giving him the qualifications he needed to find a job he is passionate about.
How do we create the next generation of innovative artists? Through all our amazing art teachers across the globe! It’s not easy being a kid today; facing chunks of homework and a seemingly never-ending quest for achievement, it appears to be harder being a kid than a CEO of a large corporate company. It’s even harder for creative children; to discover and nurture their talent with different social pressures and numerous inconsistent daily requirements. Listed below are 3 key qualities every art teacher should have. Cultivating these principles assists our aspiring Picassos, aka your students, in finding their role in the creative world and how to play it. Curiosity Curiosity builds a desire for a greater understanding and learning more. Besides innovating your student’s creative talent by gaining more intel, curiosity develops awareness and attention to detail for their craft. It is of utmost importance to motivate them to consistently ask questions and to dig deeper. This fosters growth and matures their expertise. Passion Tony Wagner, a Senior Research Fellow at the Learning Policy Institute, states that one of the key principles to strengthen a student’s innovative framework, is the passion passed from the teacher to student. Wagner further explains how the best teachers always support what the student’s natural passion is, and make an effort to connect what needs to be learnt to satisfy the passion. This creates a sense of purpose with their craft and longing to better themselves. Purpose Having a purpose is imperative for any human being. Great art teachers know the importance of creating art that will add value to the world, rather than creating for the sake of creating. When students pick up this sentiment, it develops their creative problem-solving skills. Finding solutions is more urgent and pushes the student to take greater risks and look for new ways of solving challenging issues to fulfil their purpose. With these 3 principles implemented into your art class, who knows, you could be grooming the next Da Vinci.
Of all the important learning activities we can do with young children, reading probably trumps the rest. The importance of elementary literacy skill development has been well documented. In reality, early literacy influences every aspect of learning and thinking. As the organization, ProLiteracy states, “Every important social issue is impacted by low literacy.” Decades of research shows the direct correlation between early literacy skills and long term student success. Shockingly it is said that “students not reading well in third grade are four times more likely to drop out” (Students First, Statistics about Education in America). In most curricula, children learn to read and receive reading instruction in the foundation phase. Hereafter they are expected to read to learn. Therefore, it is imperative that children be afforded every possible support to ensure early reading success.
It occurred to me the day I went back to work after my maternity leave that I didn’t know any other emergency number besides 10111. Thankfully I have never had to use this but I couldn’t risk leaving my daughter at home with her caregiver without leaving a more comprehensive list of important numbers by the phone. The last thing you want to do in an emergency is dial the wrong number. In the US, the UK and Europe there is only one toll-free number to call from any landline or mobile phone. In South Africa, things are not as simple. Unfortunately there isn’t one single number for an emergency. I spent a really long time searching the web and making a couple of phone calls but I finally managed to put together this simple list. It is vital that you as parents and/or caregivers know what number to dial when and it is perhaps even more important that your little ones know this too. USING YOUR CELL PHONE: Any emergency nationwide – 112 (this number will still work even if you have no airtime) USING YOUR LANDLINE OR CELL PHONE: Police/Fire – 10111 Nationwide ambulance (public EMS) – 10177 Netcare 911 (private EMS) – 082 911 ER 24 (private EMS) – 084 124 Poison Information Centre – 0861 555 777 Remember, before making that emergency call, try to stay calm. You also need to have important information ready such as, the type of emergency, details of any injuries and the exact location of the emergency needing attention. A list of Emergency Numbers can be downloaded for free from my resources page. It may be a good idea to stick this on your fridge or somewhere nearby the phone.
Lifting students learning in a school is a collaborative effort. It requires team effort, both at school and at home. It has become evident that with the current economic demands, parents find themselves overcommitted, not by choice, but the need to provide for their families. Hence, social growth is neglected and thus the school environment becomes the essential feeder of the curious minds.
Irrational decisions are made when they are the result of a knee jerk reaction and when you are at your emotional peak. It is a choice you have made and decided to act upon based on your feelings and usually clouded by misinformation. Decisions made on the spur of the moment and under emotional conditions have almost always been the wrong decision, which leads to one feeling embarrassed and the need to apologise followed by the necessary mending of the relationship.
This time of the year Grade 9 learners need to make their subject selections for next year, but parents often do not know how to guide them. Educational psychologist, Lizette Erasmus, share some insightful guidelines on subject selections and how they will guide your child’s career choices in South Africa.
Garbage in – garbage out? What are we feeding them? Good nutrition is of paramount importance for teenagers. Teens who do not eat correctly are more likely to be overweight, lack energy and enthusiasm and perform poorly at school.
Winter is here and so are coughs, colds and flu. Common colds and flu are both caused by viruses and share many of the same symptoms however colds are usually milder and do not cause any serious complications. More than 200 viruses can cause a cold whereas the flu is caused by the Influenza virus. This is why there is no vaccine available for the common cold.
Do you find yourself constantly asking your child to get off their phone? Or delayed responses because they need to answer a text? Welcome to a world where toddlers have tablets and teenagers are iMessaging on the latest iPhone. A break from the digital world is the goal of our camp, to be able to revel in adventure, friendships, and personal growth. Most camps do not include cellphones on their packing list, and the reason is simple: cellphones take away from the camp experience.
We want our girls to have every opportunity to become strong, successful women. How we treat them in childhood has a huge role to play. Find out how you can boost your daughter’s confidence and empower her to be amazing!
Children and teenagers have to be shown and taught how to deal with money. We are advised that, “The love of money is the root of all evil.” The source of this wisdom is the Book of Timothy in the Bible. This well-known adage is often mis-quoted as, “Money is the root of all evil,” which does not mean the same at all. It is greed and corruption and the misuse of the currency which can cause trouble for us, not the cold, hard cash or credit cards in your wallet. In accordance with your family’s wishes and beliefs, it is a good idea for children to learn to manage small amounts of money and experience having to budget for desired items. We know that we are living in a world and society where many young people feel entitled to have everything they want, or least everything their friends have. Not every family has the same financial means and children should be taught to understand that fact. Teach your children not to show off with money. Decide, as a parent, with your teenager, what would be a reasonable weekly allowance. Receiving a weekly amount to begin with may be better than a monthly sum, which may seem large and be squandered initially. Just like all adults, all children are different, so watch, without interfering, how your teenager manages money in the early stages. The amount to give depends on you as a parent and also on what you expect your teen to buy with this allowance. Do you give your teen a separate budget for cellphone usage or to buy family gifts? Those details need to be negotiated between you and your teenager. The teenager is still at school and either living at home or in the boarding house at school. He should not have to pay for his daily lunches at the tuckshop at school from his allowance. To avoid this expensive trap, pack an interesting and healthy lunchbox and provide a water bottle for school every day. If the child, sometimes, wants to buy something at the tuckshop, then that item should come from his allowance. Many parents believe that children should do chores around the home in exchange for an allowance. These chores could include cleaning the house, taking care of the garden or swimming pool or feeding the family’s pets. A lot of teens also do the cooking at home if a parent is busy at work or with younger siblings. Some parents are stricter than others and will deduct from an allowance for tasks not performed satisfactorily. Doing work in exchange for an allowance can teach responsibility and give your teen a taste of what the real world will be like. Everyone needs to learn to perform basic tasks like ironing a short or polishing school shoes. It is reasonable to expect a teenager to budget for non-school clothing and entertainment, such as movies or treats with friends. Should she wish to buy more expensive items of clothing, she should learn to save her allowance and budget. This is good training for when she is an adult and working and earning her own money for the first time. Teach your teenager to work wisely with money and save a small amount every month. Allow him to learn the value of money whilst still in the safety of your home. Encourage him not to be extravagant or to waste money unnecessarily. Enjoy and use your money carefully, but don’t LOVE it! By: Mrs Tracy Freemantle (Teacher at Pinnacle College Kyalami)
There is a lot of talk in South Africa about the Fourth Industrial Revolution (4IR) and the need for education in the country to start preparing learners for the future world of work from a young age. Unfortunately in South Africa, resources are often lacking and many teachers are not yet equipped to teach coding. However this shouldn’t stop parents from encouraging their children to start with the basics of coding from a young age, an expert says. “As we teach our children to read and speak our mother tongue language so we should start with coding at an early age,” says John Luis, Head of Academics at ADvTECH Schools, a division of South Africa’s largest private education provider. “Parents who are not tech savvy may find this daunting, so the easiest way to start the children off will be to download some apps to their mobile devices which will use games to kick off the coding thought processes. Learning to code is like learning how to speak, read and write in a different language. Children are very good at learning a variety of languages from a young age so teaching them coding will be no different,” he says. Luis says that the importance of preparing children for a technologically-enabled future cannot be overstated. “Technology changes rapidly and our children must be able to adapt, be agile minded and most importantly prepared for the future working world. The 4IR should not be dismissed as a buzzword – it is real, and it is here where our lives will become intertwined with technology, the edges between reality and virtual worlds will blur and we need to ensure our children will be effective workers in this rapidly changing environment. “This means that in the future world of work, coding will be a fundamental digital skill which our children will need to be literate in much the same way we prepare our children with language, numeracy and physical skills. Coding is no longer a skill reserved for scientists, engineers and IT geeks.” Luis explains that the fourth industrial revolution is characterised by a rapidly developing technological environment in which disruptive technologies, the Internet of Things, virtual and augmented reality, robotics and artificial intelligence are changing the way we exercise, play, study, live and work. “Behind this technology, functionality is achieved using code. It is how we communicate with computers, build websites, mobile apps, computer games and instruct robots. The Internet of Things (IoT) is already becoming more integrated into our homes. Smart TVs and watches, automated home management and security are only some of the examples where IoT is already used.” Like mathematics, becoming competent in the language of coding has many advantages beyond the obvious, he says. “Coding also helps with maths skills, it fosters creativity, improves problem solving abilities and can improve language and writing skills,” he says. Internationally coding has long been recognised as a future life skill and is offered as part of the normal primary school curriculum. In South Africa, high schools have had the subject from Grade 10 to 12 as a subject choice (Information Technology) for many years, but it was mostly offered to select learners based on their mathematics marks. Still, only a small percentage of schools have been able to offer the subject as it requires dedicated infrastructure and highly competent teachers. The situation looks better at progressive private schools, where coding has been introduced as part of the mainstream offering, from as early as pre-prep, where children are introduced via simple techniques and readily available software. “While many schools are still in the starting blocks, and most haven’t even arrived for the race yet, parents must realise that academic excellence and individual competitiveness in future will require a solid grasp of the language of technology. So the question of a school’s offering in this regard should be one they take very seriously before enrolling their child. “And where they do not yet have the option of enrolling their child in a school that incorporates coding as part of the mainstream offering – which is the reality for the majority of the country – they should ensure that their child isn’t left behind, by assisting them independently,” says Luis. One of the options available to these parents, is to search for holiday camps in their area. And where those are not offered, parents can start by helping their child download some of the various free mobile applications and software (listed below) which help young children to start coding, he says. * Scratch (https://scratch.mit.edu/educators) is a very effective free coding language that is designed specifically for ages 8 to 16 but can be used by people of all ages. * Alice (https://www.alice.org/) is a block-based programming environment that makes it easy to create animations, build interactive narratives, or program simple games in 3D. *Microsoft Minecraft Education an educational version of Minecraft, the game popular with children all over the world. (https://education.minecraft.net/) . * Roblox (https://developer.roblox.com/resources/education/Resources) caters for children from the ages of 8 to 14.
Grade Nine learners will soon have the exciting task of selecting the subjects they want to pursue for the next 3 years, on which they will be tested during the final exams. Because of the withdrawal of the designated subject list by the Department of Basic Education last year, they are truly spoilt for choice, but this also means they need to be more focused than ever, because their decision now can have far-reaching and even life-altering consequences, an education expert says. “It’s a tough ask of teenagers to make a commitment now which will affect their ability to gain access to higher education and potentially their qualification of choice in four years’ time, when many are not even yet sure what they want to study after school,” says Dr Gillian Mooney, Dean: Academic Development and Support at The Independent Institute of Education, SA’s largest private higher education provider. “It is therefore very important for them to firstly realise the gravity of the potential consequences of the choices they make now, and then, to really consider the strategy which will keep as many doors as possible open down the line,” she says. Mooney explains that Grade Nines are required to select at least seven subjects on which they will be tested in Matric, four of which are compulsory: Home Language, Second Language, Maths or Maths Literacy, and Life Orientation. The balance then, are elective subjects, and should be chosen carefully. “Because there are no longer so-called designated subjects, learners may be tempted to choose subjects they envision will be comparatively easier than others, in order to gain the best possible Matric marks,” she says. “However they need to consider not only which subjects will ensure they get admission to higher education, but also which subjects will allow them admission into their chosen qualification. If they don’t yet know what they want to do, they need to make sure that their choice positions them well to access a wide range of qualifications. Their selection must also ensure they can claim a well-rounded education upon completion of their schooling.” Mooney says Grade Nines – with the help of their parents or guardians, and ideally even with the help of career and student counsellors from a respected higher education institution – need to carefully weigh up their various options, and the various combinations of subjects that are suitable for them. “The aim is to choose those subjects that will leave you with a wide range of options, while at the same time also positioning you optimally to perform well in your last three years of school,” she says. “Your subject choice must enable you to demonstrate proficiency in critical thinking and numeracy, and particularly important is the choice between Maths and Maths Literacy, as many university courses still require core maths,” she says. Choosing three relatively easy subjects as electives might help a learner achieve good aggregate marks, but their options will be limited if their education doesn’t incorporate those subjects that teach logic and argumentation, and scientific and reasoning skills as found in for instance History, Accountancy and Maths, and Physical and Life Sciences, says Mooney. “So it would not be wise to go for the short-term gain of spectacular marks, instead of implementing a long-term vision which will support an holistic academic development, as the impact on the future student’s studies – which require higher reasoning than what is expected at school – will be significant, even if they do qualify for study,” she says. “The best way to future-proof your study options and therefore career choices, as well as your ability to be resilient and adapt to currently unpredictable changes in the world of work – is to get as solid a grounding during your last three years of school as possible, even if it is going to be more challenging. “Before making your choice, make an effort to gain as much information about admission requirements for potential career paths from a wide range of higher education institutions, and then to work back to ensure that your subjects will enable you to enter those fields. Very importantly however, ensure that your choices reflect a wide enough range to develop an extended skills base which will serve you well into the future.”
There are a gazillion articles with tricks and tips on sending your child to camp; how to pack for your child like a pro, how to choose the correct camp for your child, the benefits of camp and so forth. But what happens when they come home from camp? What can you expect? All children are different and the re-entry home from camp can range from never wanting to go back to instant talks about plans for the next trip. Here are 3 tips for a smoother re-entry back home from camp. Listen You may need to prepare yourself for an eventful ride home. They’ll sing every camp song, tell you all about the new friends they made and mimic their favourite counselors. This is their way of processing and reliving their camp experience, and share their adventures with you. On the other side of the coin, you may get one-word answers and periods of silence. When this happens, don’t push for more information; sometimes kids just need to settle down in order to get comfortable to tell you about their adventures. Whatever the circumstance, the key is to listen. Let them sleep You may be graciously well-rested from flying solo or with less kids while your children were at camp, but your campers may be a different story. With physical exhaustion from all the activities coupled with the emotional exhaustion of dealing with less personal space, excitement and constant human interaction; expect them to be walking zombies. Whether they have been away for one week or four, your little camper will need all the rest they can get. Don’t be too grossed out Oh they will be dirty, things will be missing and clothes will be muddy. Believe it or not, these are signs of a good holiday camp. Don’t give them a hard time for coming home with brown socks that were formerly white, or 2 sweaters when you packed 3. Don’t expect that your perfectly packed bag will return home as you had packed it or they used soap every time when they took a shower while at camp. Let it go. Recover what you can and move on.
Matrics who want to study in the United States and United Kingdom next year need to start preparing for their applications now. According to a study conducted by the Institute of International Education, 90% of employers believe that students with international accreditation possess desirable traits and skills, such as maturity, superior communication skills, flexibility, cross-cultural awareness and independence. “When it comes to applying to study in the US or UK you should ideally give your application an 18-month lead time,” says Rebecca Pretorius, Country Manager for Crimson Education. The global company offers a plan of assistance and mentorship to students who wish to gain admission into top-ranked universities. “Matrics still have a chance of gaining admission, but they haven’t left much room for error.” On top of juggling Grade 12, making decisions on future careers and universities and managing deadlines, the application process for studying abroad takes up a lot of time. “With high expectations and low acceptance rates, applications can’t be left to the night before,” says Pretorius. “While applications for international universities open in October, you need to plan well in advance to make sure that you’ve got all the areas of your application covered, not just academics. The earlier you start preparing, the better”. Pretorius breaks down the admissions roadmap for US/UK admissions in 2020,for those who haven’t started yet: May 2019 to September 2019 – Familiarise yourself with the application process and the universities you want to apply to. You should have a good idea of the various financing, accommodation and deadline requirements for each of your shortlisted universities. June 2019 to December 2019 – Start preparing for the required admission tests like the Scholastic Aptitude Test, more commonly known as the SAT, for the US, this is throughout the year. Programme and / or university admission tests for the UK run from July to October. July 2019 to September 2019 – Prepare for October/November applications. Contact teachers and counsellors for reference letters. Give yourself enough time to write, edit and proofread your application and essays before sending them through. November 2019 to January 2020 – Prepare for personal/video interviews which take place between January and March. You should start hearing back from universities during this time. Make your decision as soon as possible. May 2020 to July 2020 – Search for possible scholarships and student loan options if necessary. Gather your paperwork for a student visa and apply as soon as you can. July 2020 to August 2020 – Book your flights, arrange for an international debit/credit card and photocopy all important documentation before you set off! Pretorius and her South African team regularly host information evenings for parents and learners interested in studying overseas. For more information, visit www.crimsoneducation.org, email [email protected]. or join the Crimson Education Facebook community.
The average person uses digital photography as a way to document their life. Most people do this because it’s a memory that in 40 years’ time they will be grateful for. By taking a picture you make a souvenir, and 1000’s of these souvenirs land up on cell phones, tablets, computers, cameras and SD cards, as well as on an array of social platforms like facebook and Instagram. And let us not forget cloud storage also. If you’re not finding the time to look through digital archives now, you’re not going to have time in the future either! Also think how much more you’ll have accumulated by then; you’ll have loads more to sift through. Images sometimes get lost when you only have them on digital. You’ll take 300 pics and then forget about them. However, if you backup your digital photos by printing the best pictures out in a tangible format, you tend to treasure them and of course, really enjoy them more. Technology never stops changing. That means what is around now, might not be around in 20 years or so from now. This is why it’s important to save irreplaceable memories and precious mementos of life, in a protected format that works for now, and the future. Backup your digital photos by printing them out in a tangible format. Display these highlights together with other valuable and touchable irreplaceable mementos like keepsakes, achievements and art, creating a comprehensive overview of every year. Combine all these most valuable traces of childhood, then arrange them easily in an exquisite MY FILE ABOUT ME presentation that can be viewed and enjoyed regularly. With digital technology it’s so easy to take over 30 photos or more at one special event. Over a month you can easily capture 120 photos. That means in a year its highly possible to collect over 1,500 photos or more, depending on how much of a happy snapper you are. Multiply 1,500 photos by ten years and that gives you 15,000 (fifteen thousand) photos. That’s an insane number of digital photos to get through in a few minutes, or in a day, in a week, a month or even in a year! With that crazy thought, my suggestion is to select at least 16 to 32 of your child’s most cherished digital photos from every year. Doing so will allow you to create a summary of the most important events and memories for each specific year. Now print them out and keep them together. It’s easier and more time efficient to view a small number of printed photos in one place rather than being overwhelmed by thousands and thousands stashed in the clouds, SD cards and mobile phones. More photos mean it is more time intensive to view. And seriously, do you know what photo you’ve filed where and are they in yearly order? Do you even remember what photos you have taken? If you print 32 photos per year over 10 years, you’ll have 320 photos to view. This is very much more manageable and of course more time effective to look through than 15,000 photos dotted all over the place. There’s a solution I’d like to introduce you to that will allow you to browse, in 5 minutes, 320 printed photos (150 x 100mm), chronologically in only 20 pages. That is an impressive 16 jumbo photos per page that save incredible space in a tangible way. This breath-taking presentation reruns 18+ years of memories in less than15 minutes of active browsing. More impressive, is that this solution is refillable, expandable and totally customizable for your particular needs. It offers the opportunity to obtain additional refills that also accommodate A5, A4 and even A3 photo enlargements. And that’s all without cutting or gluing anything. More impressive, is that this revolutionary solution is multi-purpose. It not only links your yearly printed photos together, it also combines your digital photos too, along with all other keepsakes, mementos and valuables from the same year. You’ll be amazed at how quickly and easily you can keep your child’s yearly stash of precious memoirs and valuable souvenirs of childhood. You’ll be super impressed at how orderly, neat, compact and effectively you can preserve at save physical keepsakes and memories. One compact solution provides an entire childhood at your fingertips to revisit regularly as often as you wish. It beautifully and effectively links tokens of an entire year together, centralizing them in a unified and truly impressive way. It further delivers a comprehensive outline of each year in a storybook fashion. Thereafter, it links each year sequentially, transporting you through an all-inclusive childhood from birth to adulthood (or pre-school to adulthood) in a very quick and accessible way. Get all your most cherished touchable keepsakes out from piles, boxes and hidden places. (Remember: out of sight is out of mind). Now combine up to larger than A3 school art, certificates, badges, medals, CDs, DVDs, birthdays, family holidays and more with your printed photos. Then preserve and display an annual collection of memories in the all-in-one My File About Me system. This instant overview of life’s amazing journey is an exceptionally effective and beautiful way to summarize your child’s entire life in one pleasing and space-saving patented format. I love using Forever Child. I love how it’s instant: That instant gratification of having captured a moment with a token or two to go with it: Memories that can be made then put away and then brought out and shown to someone, not only now, but far into the future also. It’s a lifetime investment that continues to grow in value as time moves on. . It is a life story that can be enjoyed over and over and celebrated for generations and forever. Remember precious memories may fade and valuable mementos can get lost, but MY FILE ABOUT ME… is forever! Click here to discover a world of convenience. About the Author Eleni Korfias is a wife, mother of three
If your child has just started learning the difference between bills and coins, it won’t be long till they’re asking for their own share. And while that might be a little scary for you – they grow up so fast – there are lots of really good reasons to start giving your children an allowance. So if you’re on the fence about whether you think your kids are ready for some responsibility, here are four reasons why an allowance might be a good idea. Reason #1 – They learn how to budget When your child starts receiving an allowance, it’s the perfect opportunity for you to introduce them to budgeting. Because they’re now dealing with their own money, kids learn how to start prioritising where it goes – how much goes towards lunch money or after school treats, toys or video games. By teaching them to work to a budget you’ll be giving them a lesson in self control. That’s not always an easy lesson for kids to learn, but making the effort to curb bad habits when they’re young can prevent a lifelong habit of impulse spending. And that’s becoming increasingly important these days. Mozo conducted research into Australia’s obsession with post-pay layby service, Afterpay and found that 1 in 4 shoppers using the service experienced financial stress. That points to a worrying trend of overspending in Aussie adults and high personal debt, which appears to be a global trend. So the sooner your child gets into the habit of spending within their means, the better they’ll become at managing expenses later on in life. [ads2] Reason #2 – It’ teaches them how to set financial goals Budgeting goes hand-in-hand with setting financial goals, which for kids, usually means saving up to buy something they really want. And although owning the latest Mickey Mouse Play Doh set requires a little less work than buying a home, setting small goals builds good habits, like dedication and commitment. Knowing that you won’t just be buying them things they want and instead, when they want it, they’ll have to save their allowance starts kids on the path to thinking about their money long-term. It also means they’ll learn the skill of prioritising their spending and making hard decisions, like whether they want a treat right now, or extra spending money when your family goes on holiday at the end of the year. Let them pick their own short and long term goals, whether it’s the latest video game or a new toy, that way, the payoff will be meaningful to them. And as they inch closer to their goal, they’ll see the value in putting money away. One fun way to keep them on track is to design a motivation board. Grab some glue and stick pictures of their ‘goals’ onto cardboard, before hanging it in their bedroom where they can see it everyday. And if your child isn’t one for arts and crafts, many savings accounts offer virtual planners and activities to help kids manage their money online. The other thing to keep in mind is to make sure that if you’re encouraging your child to set savings goals, their allowance is enough to let them actually reach that goal within a reasonable amount of time. For instance, while a teenager might be willing to wait to buy their first car, a child in elementary school hoping to land a new LEGO set might not stay interested after a couple of months. So do the math and make sure that they’re not setting their expectations higher than your wallet can afford. Reason #3 – They’ll reap the benefits of saving If there’s one virtue that’s lost on many children, it’s patience. But by keeping your child from running to the lolly aisle at the first chance they get, they’ll enjoy one of the long-term benefits of saving – compound interest. The longer kids have savings stashed away, the more time there is for compound interest to work its magic and grow their funds. So give them a place to stash their new ‘income’ by opening up a savings account, so they can make regular deposits and start earning interest today. Then, by the time they finish high school, they’ll have a nice little stash to take away to college, go travelling or just to keep in case of emergencies. If you really want to give them a head start, it might be a good idea to match their savings to help them stay focused, like adding an extra $10 a week. Because if you did this from the age of 5, they’d have a whopping $6,240 by their 18th birthday – not too shabby of a gift! [ads2] #4 – It’ll give them a taste of independence Many kids just can’t wait to be treated like an adult and having their own money, especially if they’re taking out the trash every night or keeping their room tidy to earn it, is a great first step towards that kind of independence. Having their own money means they can start to make more independent decisions about how they want to use it, which can keep them motivated to continue saving. They might even decide to try a new hobby or learn a new skill with their newfound wealth which gives them a chance to work out who they are as a person. Financial independence can be addictive! If you’re the parent of a teenager, you could make things interesting by giving ‘salary negotiation’ a go. Sit down with them and talk about the quality and quantity of work they do around the house, then discuss whether their current allowance reflects this accurately. Even though they’re a long way away from doing this with an actual employer, it does give them the chance to test drive their negotiation skills and put their own price on their time and effort. Just don’t be surprised if they get too clever and start organising monthly negotiations! The next step –
