Interested in a Finance Career? Here are seven great choices to consider!

Even if you’ve never worked in the industry, you might have a general idea of what a finance career looks like. Most people imagine people in suits, screaming numbers at the New York Stock Exchange. While that’s one career area, there are many others to explore, both inside and outside of investing. Before deciding which financial career to pursue, it makes sense to explore some of the alternatives.

If you have a financial (or related) degree, consider the classes you enjoyed most and what aspects caused a few premature grey hairs to appear. The truth is that finance careers attract a lot of talent. And to stand out from the crowd of applicants, you’ll have to pick an option that plays to your strengths and interests. Online job aggregator Adzuna rounded up 7 of the widest-known financial job titles to help you understand your options and explore the possibilities!

Top Finance Career Options

#1 Accountant

Average Salary: R445,821 per year

Accountants interpret, examine, and maintain financial records to prepare financial and tax statements. They also find ways to reduce costs and increase profits by advising on business decisions. Although most entry-level auditors aim to land roles with big accounting firms, that’s not the end-all and be-all. All industries need accountants. Accountants can work for government, universities, and businesses across all fields.

Auditors have a keen eye for detail and excellent problem-solving and analytical skills. They need a deep understanding of general accounting principles, practices, and laws, which they obtain through an accounting or related degree.

#2 Credit Analyst

Average Salary: R542,308 per year

Credit analysts, as the name implies, analyse credit and financial data of companies and individuals to determine their risk factors for extending credit or loans. These professionals complete loan applications and analyse other financial data like income growth to determine a loan’s profitability. Although credit analysts primarily work for banks, they can also be employed by mortgage, investment, and insurance firms.

If you have strong decision-making and critical thinking skills along with an analytical mind, this might be the right finance career for you. You’ll also need to be great at researching and have strong communication skills to back up your bachelor’s degree in finance, accounting, or any other related field to land your dream job.

#3 Personal Financial Planner

Average Salary: R309,603 per year

Personal financial planners help individuals set up and work toward their financial goals. This includes educating them on investments, managing their portfolios and monitoring their finances. These professionals can work for banks and investment firms, and they can also be self-employed.

Unlike financial advisors, financial planners form long-term working relationships with their clients. This means they need strong intrapersonal skills and have to be certified as professional financial planners. Along with investment knowledge and analytical skills, financial planners also need an entrepreneurial mindset to build and expand their client database.

#4 Risk Specialist

Average Salary: R680,000 per year

Working for investment banks, mortgage, insurance companies, and corporate lenders, risk specialists use quantitative and qualitative approaches to analyse risks. These risks are related to existing and prospective investments, earning capacities, and the success of companies.

These professionals must have the ability to spot problems before they arise. They also need inductive, deductive, and mathematical reasoning skills. In most cases, you’ll need a bachelor’s degree in economics, math, or finance to get your foot in the door of this industry.

#5 Quantitative Analyst

Average Salary: R572,667 per year

Quants develop financial products that financial firms rely on to price, trade, and calculate risk for any tradable financial assets. Quantitative analysts can work for a variety of employers, including investment banks, depository banks, fintech companies, and trading firms.

It goes without saying that quants need high-level math and reasoning skills. This work field is abstract and requires these professionals to spend more time behind their computer screens instead of interacting with colleagues. Entry requirements include a master’s degree in a quantitative field like finance, math, stats, or economics.

#6 Actuary

Average Salary: R717,408 per year

Ever wondered who is in charge of evaluating probabilities and risks associated with car accidents and property damage? Actuaries! They use math and statistics to calculate costs related to events like these that form the building blocks of models like insurance policies. Although actuaries generally work for insurance companies, they can also work for investment firms and banks.

This field of work is predicted to grow 18% by 2029. With relatively low-stress levels (compared to most other finance career options) and high average wages, becoming an actuary can help you build the perfect work-life balance. But to get in, you’ll need strong math and reasoning skills along with a degree in actuarial sciences, finance, accounting, or a related field.

#7 Investment Banker

Average Salary: R573,257 per year

Investment bankers primarily deal with raising money for companies and governments through public offering, stocks, bonds, mergers, and venture capitalism. Average salaries might be high, but so is the level of stress associated with these roles.

To land a job as an investment banker, you’ll need a finance or economics degree or another quantitative or business-focused degree. You will also need a master’s degree in finance and an internship. The good news is that if you have all of these qualifications, you could be earning MUCH more than the average salary. Investment bankers can earn salaries upward of R2 million per year if bonuses are included in the picture.

Making the Right Choice

To pursue jobs with the highest probability of success, you have to consider the role’s demand. Time spent uncovering the most exciting opportunities can be time saved working a job that just doesn’t fit. Different finance careers require different skills and come with vastly different working environments. Pick one that aligns with your interests and abilities.

Every company in almost every industry needs the help of a finance professional. You can find a financial job by tapping into your professional network, leveraging the power of social platforms like LinkedIn, or start browsing the listings on Adzuna right now!  Your dream job might already be out there, just waiting for you to find it!

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Here’s How Tax Relief for Neurodivergent Kids Actually Works

If you’re raising a neurodivergent child in South Africa, you’re already doing a lot.

Appointments. School meetings. Forms. “Can you just send that report again?” moments. The daily juggling act of home + school + therapy + life.

So when someone says, “You might be able to claim tax relief,” it can feel like one more admin mountain… right when you’re already running on fumes.

Here’s the good news: tax relief is available, and there’s a real framework designed to give families some breathing room.

The bad news is: it’s not always obvious how it works, and the internet is full of conflicting advice.

This guide will help you understand the basics without spiralling.


Tax relief is available in South Africa

South Africa’s tax system includes support for families who carry additional medical and care costs. The main mechanism is the Additional Medical Expenses Tax Credit (AMTC).

It’s not a cash payout. It’s a tax credit that reduces the amount of normal tax you pay.

For many families, it becomes a crucial “safety valve”, especially when you’re paying for the kind of support your child needs to function well in the real world.


Where neurodiversity fits into the SARS framework

SARS doesn’t have a neat category called “neurodivergence.”

Instead, conditions like Autism Spectrum Disorder (ASD), ADHD, and PDA are considered based on their functional impact, in other words, how much they limit day-to-day life.

For tax purposes, a “disability” is defined as a moderate to severe limitation in a person’s ability to function or perform daily activities (including learning, thinking, communicating).

If your child’s challenges create a moderate to severe limitation that is expected to last more than a year, your family may qualify for tax relief.

If the limitations are considered milder, the condition may fall under what SARS calls a “physical impairment.” (Despite the name, this category isn’t limited to physical conditions and can still apply in some neurodevelopmental contexts.) 

Relief may still be available, but often with different thresholds and limits.


The common misunderstanding that trips parents up

One of the biggest myths is:

“If I have the diagnosis, we automatically qualify.”

Not necessarily.

SARS looks at whether the condition remains a significant limitation even after what it calls “maximum correction” (including appropriate therapy, treatment, or medication).

Because every child is different, eligibility is assessed case by case. Two families can have the same diagnosis and still have different outcomes depending on how the condition impacts daily functioning.

Which is frustrating, yes.
But also: it’s why getting clarity early matters.


Why paperwork and medical confirmation matter (even if you hate admin)

The admin requirements can feel like adding weight to an already heavy load.

But they’re also the keys to unlocking tax relief.

A diagnosis label isn’t enough. You need formal medical confirmation from a registered practitioner who is trained to give an opinion on your child’s condition.

The key document is the ITR-DD form (Confirmation of Diagnosis of Disability).

Whether this form is required in your situation can depend on how your child’s needs are classified (which is exactly where many parents get stuck).

Important: you typically don’t submit the form with your annual return, but you must keep it, along with invoices and proof of payments, for at least five years. 

SARS often verifies these claims, so having your paperwork organised from the start protects you later.

Think of it like this: a few clicks to save documents today can save you hours of stress later.


You don’t have to figure it all out today

If this feels complex, you’re not meant to decode it alone in between lunchboxes and meltdowns.

So we created a simple starting point for parents:

Download the tax relief cheat sheet at www.dalza.com/tax-relief-cheat-sheet/
 A clear summary of what you need to know (and what to gather), without the jargon.

Supporting a neurodivergent child requires enough time, energy, and emotional bandwidth as it is. Tax admin shouldn’t be another thing you have to white-knuckle your way through.

Start with the cheat sheet.
Get the lay of the land.
And take it one step at a time.

👉 Download the free tax relief cheat sheet at www.dalza.com/tax-relief-cheat-sheet/


Disclaimer:

This content is provided for general information purposes only. It is not intended as legal, tax, or financial advice. Tax outcomes depend on individual circumstances, and eligibility for tax relief is assessed by SARS on a case-by-case basis. We recommend consulting a registered tax practitioner or qualified professional before submitting any tax claims

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Get a second chance at success

If you’ve recently completed Grade 12, you’ll know that your matric results can lead to many exciting opportunities. Your matric certificate can help you get into the university or course of your choice, it looks great on your CV and it can help you ace that job interview by showing that you have the necessary skills to do the job.

But, what if your results were not what you hoped they would be and all these opportunities seem out of reach? You don’t have to be stuck with your less-than-great grades for the rest of your life. You can get a second chance at success.

Impaq, an innovative education solution provider, can help. You can register to redo some of your Grade 12 subjects in order to improve your results. Plus, you don’t have to be an Impaq learner to qualify. If you went to a public or private high school or received your matric certificate through a distance learning provider, you can still apply to redo your matric subjects with Impaq. The only requirement is that you must have had a sitting for the final examination in order to qualify.

Once you’ve applied and been accepted, Impaq will register you with the South African Comprehensive Assessment Institute (SACAI) to ensure that you receive your new (and improved) National Senior Certificate after passing the NSC Examination for the rewritten subjects.

To see if you qualify, send an email to [email protected]. The final cut-off date for registrations is 15 February 2018.

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Bullying: What parents and schools can do

ARTICLE BY PROF RITA NIEMANN, NALIZE MARAIS, ZENDRÉ SWANEPOEL AND MONIERA MOOSA

Bullying is a great concern for both parents and schools. Here we outline a number of measures that can help them both parties deal with bullying.

Parents

When parents notice that their child is behaving differently – not wanting to go to school, using illness as an excuse, suddenly performing poorly at school or enuresis – and suspect bullying, they need to act immediately.

Firstly, they must determine where this is happing (at school, at a sports club, on social media, etc.) and who the perpetrator(s) are.

Secondly, if the bullying is taking place in an organised environment such as at school or sports club, the authorities need to be informed and requested to step in. They are legally bound to protect the rights of the child.

Thirdly, parents have the responsibility to equip their children to cope by:

  • Instilling the knowledge that children must take a stand and that they have a choice in allowing someone else to victimise them.
  • Assisting children to terminate relationships that are potentially harmful, such as blocking a person on social media.
  • Helping them to identify bullies and the different forms of bullying.
  • Creating a safe space for children to speak about what is happening to them.
  • Emphasising assertive verbal communication if threatened.
  • Building children’s self-concept.
  • Getting the help of a psychologist, if necessary, to counsel the victim.
  • Emphasising that respectful behaviour is always the best option and thus preventing retaliation.
  • Fostering problem-solving and conflict resolution skills with the focus on restoring damaged relationships.
  • Working collaboratively to solve the problem with their children so that they can feel reassured.

Schools

As bullying is a deliberate act to hurt someone, there must be consequences for the bully. Once teachers are aware that a bullying incident has taken place at school, the matter must be dealt with by:

  • Asking the victim to provide the names of the perpetrator(s), as well as the names of friends of the victim, as soon as he/she has calmed down.
  • Counselling the victim and finding out whether he/she has been injured and what effect the bullying or harassment has had on him or her.
  • Cultivating a “no blame” approach towards bullying or harassment.
  • Establishing punitive sanctions for both the bully and for any bystanders.
  • Developing a bullying code of conduct/bullying policy and informing learners of this.
  • Having designated teachers to deal with incidents of bullying.
  • Facilitating mediation and discussions with the victim and the bully, depending on the severity of the bullying.
  • Passing the responsibility to the bully or group of bullies to make sure that the problem is solved.
  • Ensuring that potential bystanders understand that they have a vital role to play during bullying incidents.
  • Letting the victims feel protected after they have reported the incident.
  • Encouraging learners to make suggestions on how they can contribute to alleviating the negative experiences of the victim.
  • Scheduling follow-up meetings to monitor the situation where each party has to share how things are going.
  • Informing the parents of both the bully and the victim about the incident/s.

The principal and teachers have a crucial role to play in directing learners towards becoming responsible citizens. They should create a safe and secure environment, establish a non-violent culture, and be good role models for all learners.

Reference

Niemann, R., Marais, N., Swanepoel, Z. & Moosa, M. 2016. Problem areas in schools In: Jacobs, M. Teaching-learning Dynamics, Johannesburg: Pearsons

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